/* ============================================================
   MoneyWise — design system
   "Simple money habits that actually stick."
   Pure static CSS. No frameworks.
   ============================================================ */

:root {
  --ink: #16241f;
  --ink-soft: #3c4f47;
  --ink-faint: #6b7f75;
  --paper: #faf7f0;
  --paper-warm: #f3ecdd;
  --card: #ffffff;
  --brand: #0c4a34;          /* deep emerald */
  --brand-deep: #083524;
  --brand-ink: #0a2e22;
  --gold: #c9a227;
  --gold-deep: #8a6d14;      /* gold darkened for text on light backgrounds (contrast) */
  --gold-soft: #e8c766;
  --gold-pale: #faf3df;
  --line: #e5ddcb;
  --mint: #e7f2ec;
  --danger: #b23a2e;
  --radius: 16px;
  --radius-sm: 10px;
  --shadow-sm: 0 2px 10px rgba(12, 74, 52, 0.08);
  --shadow-md: 0 12px 32px rgba(12, 74, 52, 0.12);
  --shadow-lg: 0 24px 60px rgba(8, 53, 36, 0.18);
  --font: "Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;
  --serif: Georgia, "Times New Roman", serif;
  --maxw: 1140px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.7;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; height: auto; }
a { color: var(--brand); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--brand-deep); }

/* Visually-hidden utility (screen-reader headings, etc.) */
.visually-hidden {
  position: absolute !important; width: 1px; height: 1px;
  margin: -1px; padding: 0; overflow: hidden;
  clip: rect(0 0 0 0); clip-path: inset(50%); border: 0; white-space: nowrap;
}

/* Smooth, consistent keyboard focus ring — mouse clicks stay clean */
:focus { outline: none; }
:focus-visible {
  outline: 3px solid var(--gold-soft);
  outline-offset: 3px;
  border-radius: 8px;
  transition: outline-color 0.15s ease;
}
.site-footer :focus-visible, .hero :focus-visible { outline-color: var(--gold); }

/* ---------- Reading progress bar ---------- */
.progress-bar {
  position: fixed; top: 0; left: 0; height: 4px; width: 0%;
  background: linear-gradient(90deg, var(--gold), var(--gold-soft));
  z-index: 1000;
  box-shadow: 0 0 8px rgba(201, 162, 39, 0.6);
}

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 900;
  background: rgba(250, 247, 240, 0.92);
  backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  max-width: var(--maxw); margin: 0 auto; padding: 14px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--ink); }
.brand-mark {
  width: 42px; height: 42px; border-radius: 12px; flex: 0 0 42px;
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand-deep) 100%);
  display: grid; place-items: center;
  box-shadow: var(--shadow-sm);
}
.brand-name { font-weight: 800; font-size: 1.35rem; letter-spacing: -0.5px; }
.brand-name em { font-style: normal; color: var(--gold); }
.brand-tag { display: block; font-size: 0.72rem; color: var(--ink-faint); font-weight: 500; letter-spacing: 0.4px; }

.main-nav { display: flex; align-items: center; gap: 6px; }
.main-nav a {
  text-decoration: none; color: var(--ink-soft); font-weight: 600; font-size: 0.95rem;
  padding: 10px 16px; border-radius: 999px; transition: all 0.2s ease;
}
.main-nav a:hover { background: var(--mint); color: var(--brand-deep); }
.nav-cta {
  background: linear-gradient(135deg, var(--brand), var(--brand-deep)) !important;
  color: #fff !important; box-shadow: var(--shadow-sm);
}
.nav-cta:hover { transform: translateY(-1px); box-shadow: var(--shadow-md); }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 10px; }
.nav-toggle span { display: block; width: 26px; height: 3px; border-radius: 2px; background: var(--brand-deep); margin: 5px 0; transition: 0.25s; }

/* ---------- Ad slots (collapse when empty) ---------- */
.ad-slot {
  max-width: var(--maxw); margin: 18px auto; padding: 0 24px;
  position: relative;
}
.ad-slot > ins, .ad-slot > iframe, .ad-slot > div { display: block; margin: 0 auto; }
.ad-slot:empty { display: none; margin: 0; padding: 0; }
.ad-leaderboard { min-height: 0; text-align: center; }
.ad-inarticle { margin: 32px 0; padding: 0; text-align: center; }
.ad-sidebar { margin: 0 0 24px; padding: 0; position: sticky; top: 92px; }
.ad-footer { text-align: center; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden; color: #fff;
  background: linear-gradient(140deg, var(--brand-ink) 0%, var(--brand) 55%, #14603f 100%);
}
.hero-art { position: absolute; inset: 0; opacity: 0.5; pointer-events: none; }
.hero-inner {
  position: relative; max-width: var(--maxw); margin: 0 auto;
  padding: 96px 24px 88px; display: grid; grid-template-columns: 1.15fr 0.85fr;
  gap: 48px; align-items: center;
}
.hero-kicker {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.8rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase;
  color: var(--gold-soft); background: rgba(255,255,255,0.08);
  border: 1px solid rgba(232, 199, 102, 0.35);
  padding: 8px 18px; border-radius: 999px; margin-bottom: 22px;
}
.hero h1 {
  font-size: clamp(2.4rem, 5vw, 3.9rem); line-height: 1.08; letter-spacing: -1.5px;
  margin: 0 0 20px; font-weight: 800;
}
.hero h1 .gold { color: var(--gold-soft); }
.hero-sub { font-size: 1.2rem; color: rgba(255,255,255,0.85); max-width: 34rem; margin: 0 0 34px; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  font-weight: 700; font-size: 1rem; text-decoration: none;
  padding: 15px 30px; border-radius: 999px; border: 0; cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.btn-gold { background: linear-gradient(135deg, var(--gold-soft), var(--gold)); color: var(--brand-ink); box-shadow: 0 8px 24px rgba(201,162,39,0.35); }
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 12px 30px rgba(201,162,39,0.45); color: var(--brand-ink); }
.btn-ghost { background: rgba(255,255,255,0.1); color: #fff; border: 1px solid rgba(255,255,255,0.35); backdrop-filter: blur(6px); }
.btn-ghost:hover { background: rgba(255,255,255,0.18); color: #fff; transform: translateY(-2px); }

.hero-visual { display: grid; place-items: center; }
.glass-card {
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.22);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
  border-radius: 22px; padding: 30px; width: 100%; max-width: 380px;
  box-shadow: var(--shadow-lg);
  animation: floaty 7s ease-in-out infinite;
}
@keyframes floaty { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }
.glass-card .glass-title { margin: 0 0 4px; font-size: 0.85rem; letter-spacing: 1.5px; text-transform: uppercase; color: var(--gold-soft); font-weight: 700; }
.glass-card .big { font-size: 2.6rem; font-weight: 800; letter-spacing: -1px; margin: 6px 0 2px; }
.glass-card .sub { font-size: 0.9rem; color: rgba(255,255,255,0.75); margin: 0 0 18px; }
.meter { height: 10px; border-radius: 999px; background: rgba(255,255,255,0.15); overflow: hidden; margin-bottom: 8px; }
.meter i { display: block; height: 100%; width: 72%; border-radius: 999px; background: linear-gradient(90deg, var(--gold-soft), var(--gold)); animation: fillup 2.2s ease-out; }
@keyframes fillup { from { width: 0; } to { width: 72%; } }
.meter-labels { display: flex; justify-content: space-between; font-size: 0.78rem; color: rgba(255,255,255,0.7); }

.hero-stats { display: flex; gap: 36px; margin-top: 44px; flex-wrap: wrap; }
.hero-stat b { display: block; font-size: 1.7rem; letter-spacing: -0.5px; color: var(--gold-soft); }
.hero-stat span { font-size: 0.85rem; color: rgba(255,255,255,0.7); }

/* ---------- Sections ---------- */
#articles, #topics, #faq { scroll-margin-top: 84px; } /* clear the sticky header on anchor jumps */
.section { max-width: var(--maxw); margin: 0 auto; padding: 76px 24px 8px; }
.section-kicker { font-size: 0.8rem; font-weight: 800; letter-spacing: 2.5px; text-transform: uppercase; color: var(--gold-deep); margin: 0 0 10px; }
.section-title { font-size: clamp(1.7rem, 3.4vw, 2.5rem); letter-spacing: -0.8px; margin: 0 0 12px; font-weight: 800; }
.section-sub { color: var(--ink-faint); max-width: 44rem; margin: 0 0 36px; font-size: 1.08rem; }

/* ---------- Article cards ---------- */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; margin-bottom: 60px; }
.card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  overflow: hidden; display: flex; flex-direction: column;
  box-shadow: var(--shadow-sm); transition: transform 0.25s ease, box-shadow 0.25s ease;
  text-decoration: none; color: inherit;
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--gold); }
.card-art { height: 150px; position: relative; overflow: hidden; }
.card-art svg { width: 100%; height: 100%; display: block; transition: transform 0.4s ease; }
.card:hover .card-art svg { transform: scale(1.06); }
.card-body { padding: 24px 24px 26px; display: flex; flex-direction: column; flex: 1; }
.card-topic { font-size: 0.75rem; font-weight: 800; letter-spacing: 1.6px; text-transform: uppercase; color: var(--brand); margin-bottom: 10px; }
.card h3 { margin: 0 0 10px; font-size: 1.18rem; line-height: 1.35; letter-spacing: -0.3px; }
.card p { margin: 0 0 16px; color: var(--ink-faint); font-size: 0.95rem; flex: 1; }
.card-meta { display: flex; justify-content: space-between; align-items: center; font-size: 0.82rem; color: var(--ink-faint); border-top: 1px dashed var(--line); padding-top: 14px; }
.card-more { font-weight: 700; color: var(--gold-deep); display: inline-block; transition: transform 0.2s ease; }
.card:hover .card-more { transform: translateX(5px); }

/* ---------- Topics ---------- */
.topics { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; margin-bottom: 60px; }
.topic-card {
  border-radius: var(--radius); padding: 30px 26px; color: #fff; text-decoration: none;
  position: relative; overflow: hidden; min-height: 210px;
  display: flex; flex-direction: column; justify-content: flex-end;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  box-shadow: var(--shadow-sm);
}
.topic-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.topic-card.t-budget { background: linear-gradient(150deg, #0c4a34, #1a7a54); }
.topic-card.t-saving { background: linear-gradient(150deg, #3d2f07, #a07d14); }
.topic-card.t-debt { background: linear-gradient(150deg, #5c1f18, #b23a2e); }
.topic-card.t-invest { background: linear-gradient(150deg, #10233f, #2b5ea7); }
.topic-card svg { position: absolute; top: 22px; left: 26px; opacity: 0.9; }
.topic-card h3 { margin: 0 0 6px; font-size: 1.3rem; letter-spacing: -0.4px; }
.topic-card p { margin: 0; font-size: 0.92rem; color: rgba(255,255,255,0.82); }
.topic-card .go { margin-top: 14px; font-weight: 700; font-size: 0.9rem; color: #fff; }

/* ---------- Newsletter CTA ---------- */
.cta-band {
  max-width: var(--maxw); margin: 70px auto 0; padding: 0 24px;
}
.cta-inner {
  border-radius: 26px; padding: 56px 48px; color: #fff; position: relative; overflow: hidden;
  background: linear-gradient(130deg, var(--brand-deep) 0%, var(--brand) 60%, #177a52 100%);
  box-shadow: var(--shadow-lg); display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 36px; align-items: center;
}
.cta-inner::before {
  content: ""; position: absolute; width: 420px; height: 420px; border-radius: 50%;
  background: radial-gradient(circle, rgba(232,199,102,0.22) 0%, transparent 70%);
  top: -140px; right: -100px;
}
.cta-inner h2 { margin: 0 0 12px; font-size: clamp(1.6rem, 3vw, 2.3rem); letter-spacing: -0.7px; position: relative; }
.cta-inner p { color: rgba(255,255,255,0.85); margin: 0 0 8px; position: relative; }
.cta-inner .fine { font-size: 0.82rem; color: rgba(255,255,255,0.6); }
.cta-form { position: relative; display: flex; flex-direction: column; gap: 12px; }
.cta-form .btn-gold { justify-content: center; }

/* ---------- FAQ ---------- */
.faq-wrap { max-width: 800px; margin: 0 auto 70px; }
.faq-item { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius-sm); margin-bottom: 12px; overflow: hidden; box-shadow: var(--shadow-sm); }
.faq-q {
  width: 100%; background: none; border: 0; cursor: pointer; text-align: left;
  font: 700 1.02rem/1.45 var(--font); color: var(--ink);
  padding: 20px 56px 20px 22px; position: relative; display: block;
}
.faq-q::after {
  content: "+"; position: absolute; right: 22px; top: 50%; transform: translateY(-50%);
  font-size: 1.5rem; font-weight: 400; color: var(--gold); transition: transform 0.25s ease;
}
.faq-item.open .faq-q::after { transform: translateY(-50%) rotate(45deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.faq-a > div { padding: 0 22px 22px; color: var(--ink-soft); }
.faq-item.open { border-color: var(--gold); }

/* ---------- Footer ---------- */
.site-footer { background: var(--brand-ink); color: rgba(255,255,255,0.78); margin-top: 90px; }
.footer-inner { max-width: var(--maxw); margin: 0 auto; padding: 60px 24px 30px; display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; }
.footer-brand .brand-name { color: #fff; }
.footer-brand p { font-size: 0.92rem; color: rgba(255,255,255,0.6); max-width: 20rem; }
.site-footer h3 { color: #fff; font-size: 0.85rem; letter-spacing: 1.6px; text-transform: uppercase; margin: 0 0 16px; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 10px; }
.site-footer a { color: rgba(255,255,255,0.72); text-decoration: none; font-size: 0.95rem; }
.site-footer a:hover { color: var(--gold-soft); }
.footer-disclosure {
  max-width: var(--maxw); margin: 0 auto; padding: 0 24px 8px;
  font-size: 0.8rem; color: rgba(255,255,255,0.5); border-top: 1px solid rgba(255,255,255,0.12); padding-top: 22px;
}
.footer-bottom {
  max-width: var(--maxw); margin: 0 auto; padding: 18px 24px 30px;
  display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap;
  font-size: 0.85rem; color: rgba(255,255,255,0.5);
}

/* ---------- Post layout ---------- */
.breadcrumb { max-width: var(--maxw); margin: 26px auto 0; padding: 0 24px; font-size: 0.85rem; color: var(--ink-faint); }
.breadcrumb a { color: var(--ink-faint); text-decoration: none; }
.breadcrumb a:hover { color: var(--brand); }
.post-layout {
  max-width: var(--maxw); margin: 10px auto 0; padding: 0 24px;
  display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: 44px; align-items: start;
}
.post-article { background: var(--card); border: 1px solid var(--line); border-radius: 20px; padding: 48px 52px; box-shadow: var(--shadow-sm); }
.post-kicker { font-size: 0.78rem; font-weight: 800; letter-spacing: 2.2px; text-transform: uppercase; color: var(--gold-deep); margin: 0 0 12px; }
.post-article h1 { font-size: clamp(1.9rem, 4vw, 2.7rem); line-height: 1.15; letter-spacing: -0.9px; margin: 0 0 14px; }
.post-dek { font-size: 1.15rem; color: var(--ink-soft); font-family: var(--serif); font-style: italic; margin: 0 0 18px; }
.post-meta { display: flex; gap: 14px; flex-wrap: wrap; font-size: 0.85rem; color: var(--ink-faint); padding-bottom: 26px; margin-bottom: 30px; border-bottom: 2px solid var(--gold-pale); }
.post-article h2 { font-size: 1.5rem; letter-spacing: -0.5px; margin: 44px 0 16px; padding-top: 6px; }
.post-article h2::before { content: ""; display: block; width: 44px; height: 4px; border-radius: 4px; background: linear-gradient(90deg, var(--gold), var(--gold-soft)); margin-bottom: 12px; }
.post-article h3 { font-size: 1.15rem; margin: 30px 0 10px; }
.post-article p { margin: 0 0 18px; }
.post-article ul, .post-article ol { margin: 0 0 20px; padding-left: 24px; }
.post-article li { margin-bottom: 10px; }
.post-article li::marker { color: var(--gold); font-weight: 700; }
.post-article strong { color: var(--brand-deep); }

.pull-quote {
  margin: 34px 0; padding: 26px 30px 26px 34px;
  border-left: 5px solid var(--gold); background: var(--gold-pale);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-family: var(--serif); font-size: 1.2rem; font-style: italic; color: var(--brand-deep);
}
.pull-quote cite { display: block; margin-top: 10px; font-family: var(--font); font-style: normal; font-size: 0.85rem; color: var(--ink-faint); }

.callout {
  margin: 30px 0; padding: 22px 26px; border-radius: var(--radius-sm);
  background: var(--mint); border: 1px solid #cfe3d6;
}
.callout.tip { background: #eef6f1; }
.callout.warn { background: #fdf1ec; border-color: #f0d3c4; }
.callout h3 { margin: 0 0 8px; font-size: 0.95rem; letter-spacing: 0.6px; }
.callout.tip h3 { color: var(--brand); }
.callout.warn h3 { color: var(--danger); }
.callout p:last-child { margin-bottom: 0; }

table.data { width: 100%; border-collapse: collapse; margin: 28px 0; font-size: 0.95rem; background: #fff; border-radius: var(--radius-sm); overflow: hidden; box-shadow: var(--shadow-sm); }
table.data caption { caption-side: top; text-align: left; font-weight: 700; padding: 12px 4px; color: var(--brand-deep); }
table.data th { background: var(--brand); color: #fff; text-align: left; padding: 13px 16px; font-size: 0.85rem; letter-spacing: 0.5px; }
table.data td { padding: 12px 16px; border-bottom: 1px solid var(--line); }
table.data tr:nth-child(even) td { background: #fbfaf6; }
table.data tr:last-child td { border-bottom: 0; }

.post-faq { margin-top: 52px; padding-top: 10px; border-top: 2px solid var(--gold-pale); }
.post-faq h2 { margin-top: 30px; }

.related-posts { margin-top: 48px; padding: 30px; background: var(--paper-warm); border-radius: var(--radius); border: 1px solid var(--line); }
.related-posts h2 { margin: 0 0 16px; font-size: 1.3rem; }
.related-posts h2::before { display: none; }
.related-posts ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.related-posts li { margin: 0; }
.related-posts a { display: block; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px 18px; text-decoration: none; font-weight: 600; transition: all 0.2s ease; }
.related-posts a:hover { border-color: var(--gold); transform: translateX(4px); }
.related-posts a span { display: block; font-size: 0.8rem; color: var(--ink-faint); font-weight: 500; }

.disclaimer {
  margin-top: 40px; padding: 20px 24px; font-size: 0.85rem; color: var(--ink-faint);
  background: #f6f4ec; border: 1px dashed var(--line); border-radius: var(--radius-sm);
}
.disclaimer strong { color: var(--ink-soft); }

/* ---------- Sidebar ---------- */
.post-sidebar { display: flex; flex-direction: column; }
.sidebar-card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; margin-bottom: 24px; box-shadow: var(--shadow-sm);
}
.sidebar-card h3 { margin: 0 0 12px; font-size: 1.05rem; letter-spacing: -0.2px; }
.sidebar-card p { font-size: 0.92rem; color: var(--ink-soft); margin: 0 0 16px; }
.sidebar-card .btn { width: 100%; justify-content: center; padding: 13px 20px; font-size: 0.95rem; }
.sidebar-list { list-style: none; margin: 0; padding: 0; }
.sidebar-list li { margin-bottom: 12px; padding-bottom: 12px; border-bottom: 1px dashed var(--line); }
.sidebar-list li:last-child { border: 0; margin: 0; padding: 0; }
.sidebar-list a { text-decoration: none; font-weight: 600; font-size: 0.93rem; line-height: 1.45; display: block; }

/* ---------- Generic page ---------- */
.page-hero { background: linear-gradient(140deg, var(--brand-ink), var(--brand)); color: #fff; padding: 64px 24px; text-align: center; }
.page-hero h1 { margin: 0 0 10px; font-size: clamp(2rem, 4.5vw, 3rem); letter-spacing: -1px; }
.page-hero p { margin: 0 auto; max-width: 36rem; color: rgba(255,255,255,0.82); }
.page-body { max-width: 760px; margin: 0 auto; padding: 56px 24px; }
.page-body h2 { margin: 40px 0 14px; letter-spacing: -0.4px; }
.page-body h2::before { content: ""; display: block; width: 44px; height: 4px; border-radius: 4px; background: linear-gradient(90deg, var(--gold), var(--gold-soft)); margin-bottom: 12px; }

/* ---------- Contact form ---------- */
.contact-form { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 36px; box-shadow: var(--shadow-sm); margin-top: 28px; }
.field { margin-bottom: 20px; }
.field label { display: block; font-weight: 700; font-size: 0.92rem; margin-bottom: 8px; }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 16px; border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  font: 1rem var(--font); color: var(--ink); background: #fff; transition: border-color 0.2s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px rgba(12,74,52,0.12); }
.field textarea { min-height: 150px; resize: vertical; }
.form-note { font-size: 0.85rem; color: var(--ink-faint); margin-top: 14px; }

/* ---------- Reveal on scroll ---------- */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .glass-card { animation: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1020px) {
  .cards { grid-template-columns: repeat(2, 1fr); }
  .topics { grid-template-columns: repeat(2, 1fr); }
  .post-layout { grid-template-columns: 1fr; }
  .ad-sidebar { position: static; }
  .post-article { padding: 36px 30px; }
}
@media (max-width: 860px) {
  .hero-inner { grid-template-columns: 1fr; padding: 72px 24px 64px; }
  .hero-visual { order: -1; }
  .glass-card { max-width: 340px; }
  .cta-inner { grid-template-columns: 1fr; padding: 44px 30px; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .nav-toggle { display: block; }
  .main-nav {
    display: none; position: absolute; top: 100%; left: 0; right: 0;
    background: var(--paper); border-bottom: 1px solid var(--line);
    flex-direction: column; align-items: stretch; padding: 12px 24px 20px; gap: 4px;
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 13px 10px; }
  .site-header { position: sticky; }
  .header-inner { position: relative; }
  .main-nav { position: absolute; }
  .cards { grid-template-columns: 1fr; }
  .topics { grid-template-columns: 1fr; }
  .post-article { padding: 28px 22px; }
  table.data { font-size: 0.85rem; }
  table.data th, table.data td { padding: 9px 10px; }
  .footer-inner { grid-template-columns: 1fr; }
  .hero-stats { gap: 24px; }
}